Varishtha Pension Bima Yojana- Life long Taxable Guaranteed Return of 9.30% p.a. for Senior Citizens.

Whenever interest rates are falling, senior citizens are always under stress to maintain their income, because their income from interest through fixed deposit is falling and that is their main

Strategic Asset Allocation & Rebalancing: Back bone of your Portfolio-Part-2.

In may last article on Asset Allocation, I had discussed how Asset Allocation and Rebalancing of portfolio is done at periodic frequency.Now in this article I have given a back

Asset Allocation: Backbone of your Portfolio.

  In my earlier article on Risk profiling I had explained about what is Risk Profiling and how to do it? Now this article is an Effort to explain what

What is Risk Profiling and why you must do it?

Normally I have seen that when it comes to investing in different asset classes, every investor is confused about how much should I invest in asset classes like Equity where

Doing no Mistakes is Equivalent to doing Great Job in Personal Finance.

Avoid mistakes and have a great financial life:  As a financial planner I meet many investors and try to understand what they are trying to do. I have realized one

Financial Planning from Doctor’s Perspective

In my last article in September-2014 IMA Vadodara Monthly Bulletin, I had discussed about Life stages in the life of a doctor.  While working with my doctor clients I have

When should you invest in Equity or withdraw from Equity, considering PE Ratio?

In my last article I had explained what is a stock Index ? How it is constructed ? and Why it goes Up or Down?, the objective of writing that

What is a Stock Index?, How it is constructed? & Why It moves up or down?

In last few months, I have been hearing investors saying that markets are at peak so it cannot go up now, actually investors are not able to understand “what is