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Every morning, millions of Indians order breakfast on Zomato, pay their bills on Paytm, invest their savings on Groww, shop for beauty products on Nykaa, and pick up their prescription
There is a deeply ingrained idea in personal finance that asset allocation should follow your age. The classic formulation says: subtract your age from 100, and that is the percentage
When it comes to planning for a daughter’s future, few investment products are as popular as the Sukanya Samriddhi Yojana (SSY). Ask any parent about SSY and you’ll probably hear
PPF. Three letters almost every Indian has heard at some point from a parent, friend, colleague, or banker. Most people know the basics. It is safe. It helps save tax.
A few years ago, during a market correction, an investor called me to discuss his portfolio. Before speaking with me, he had already spoken to his brother, a colleague, two
Most of us have heard the advice at some point: “Keep 3 to 6 months of expenses as an emergency fund.” It’s one of the most commonly repeated rules in
One of the most common questions investors ask is: “My mutual fund has underperformed over the last year. Should I exit and moveto a better-performing fund?” The natural tendency is
The Strait of Hormuz i s one of the most critical chokepoints in the global energy supply chain. This narrow sea passage, located between Iran and Oman, connects the Persian
When i t comes to retirement planning, the real challenge isn’t finding the “best” option—it’s understanding which option works best for you. For most investors, retirement choices tend to revolve
In my earlier interactions with investors, I have often observed one common belief among self-managed or DIY investors. Many of them proudly say that they are long-term investors and therefore