Articles

Smart Ways to Utilize Your Diwali Bonus

“Light a lamp of love, hope, and joy; it will burn for a lifetime.”  As we celebrate Diwali, the festival of lights, we are filled with joy and new opportunities,

3 Steps to get out of debt

Make this a priority. Debt is expensive – financially, emotionally, and mentally. It increases stress levels and anxiety. It keeps you emotionally obligated to individuals to whom you are financially

What is the Total Expense Ratio?

The Total Expense Ratio (TER) is a fundamental metric in mutual funds, indicating a percentage of a fund’s assets that investors pay to cover various operational costs. Here’s a breakdown

Crafting Superior Portfolio Performance through Strategic Stock Selection

At Franklin Templeton, our equity investment philosophy is anchored in a long-term perspective and a commitment to quality. Our rigorous, bottom-up research approach, coupled with a disciplined Growth at a

Don’t Let Your Emotions Spoil Your Financial Planning

Some of us may be astute financial planners under ‘normal’ circumstances. However, that seemingly surefootedness tends to lose its grip – when we come across either a great buying tip

Exemption vs Deduction

Every year, before you pay Income tax and file your tax returns, you avail of certain benefits that slash your tax liability. Referred to as exemptions and deductions these benefits

Money lessons one can learn from Warren Buffett

1. Do your own research: He believes in doing your own research. He likes to do analysis on his own by reading all financial statements. He said that you should

Habits of Successful Investors

  In the world of investing, success isn’t just about luck. While the market may fluctuate unpredictably, adhering to certain principles can significantly enhance one’s chances of achieving financial goals.

The effects of inflation on your savings

Inflation can affect your savings in various ways, especially when it comes to cash investments like savings accounts. Many people prefer keeping their money in savings accounts for convenience rather

3 Brilliant Lessons Learnt Over 3 Decades

Let’s dive into the wealth of knowledge amassed over three decades by Sankaran Naren, a seasoned veteran in the finance world. Through trials, triumphs, and tireless dedication, Naren has uncovered