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9 min read For years, investors have heard a simple argument: “Why pay a fund manager to beat the market when you can simply buy the index?” It is a
4 min read As a financial planner, I spend most of my time talking to clients about growth, returns and long-term wealth creation. But some of the most important conversations
5 min read One of the most common mistakes investors make is assuming that a company which has performed exceptionally well in the past will continue to deliver superior returns
6 min read Every cricket fan remembers explosive innings where a batsman races to 80 runs in just 40 balls. It looks spectacular. But if the team collapses soon after
Every morning, millions of Indians order breakfast on Zomato, pay their bills on Paytm, invest their savings on Groww, shop for beauty products on Nykaa, and pick up their prescription
There is a deeply ingrained idea in personal finance that asset allocation should follow your age. The classic formulation says: subtract your age from 100, and that is the percentage
When it comes to planning for a daughter’s future, few investment products are as popular as the Sukanya Samriddhi Yojana (SSY). Ask any parent about SSY and you’ll probably hear
PPF. Three letters almost every Indian has heard at some point from a parent, friend, colleague, or banker. Most people know the basics. It is safe. It helps save tax.
A few years ago, during a market correction, an investor called me to discuss his portfolio. Before speaking with me, he had already spoken to his brother, a colleague, two
Most of us have heard the advice at some point: “Keep 3 to 6 months of expenses as an emergency fund.” It’s one of the most commonly repeated rules in