Active vs Passive Investing: Understanding What Really Drives Returns

When people start investing through mutual funds, the first advice they usually hear is about discipline. Invest regularly through an SIP, stay invested through market ups and downs, and let

Why Chasing Top Performing Mutual Funds Can Be a Mistake

When people begin their investment journey, the first instinct is often to search for the top performing mutual funds and invest in them. It sounds logical. If a fund has

Accredited Investors: The Gateway to Startup and Alternative Investments

India’s startup ecosystem has grown rapidly over the past decade. Today, alongside traditional investments like mutual funds and stocks, many investors are becoming curious about opportunities in startups, angel investments,

Silver Shines, But Does It Really Build Wealth?

Imagine planning every meal around a pickle (achar). It’s flavorful, familiar, and has been part of traditional kitchens for generations. In small amounts, it adds taste and even preserves food.

How to look at Dollar Adjusted Returns?

“As an investor holding investments in Indian markets, if my portfolio has earned an annual return of 14% over the last 10 years, but the INR has depreciated by around

Private Family Trusts: Preserving Wealth, Values, and Legacy – Part II

In our previous newsletter, we discussed the fundamentals of succession planning, the role of a Will, and how a Private Family Trust can serve as an effective vehicle for preserving

India–US Trade Deal Explained

The recently announced India–US trade deal between Prime Minister Narendra Modi and U.S. President Donald Trump marks a significant turning point in bilateral trade relations. After months of tariff uncertainty

SIP vs Lump Sum: What Really Works for Long-Term Investors

At some point in their investment journey, almost every investor asks the same question: Is SIP better, or should I invest a lump sum? Speak to enough investors and you’ll

Private Family Trusts: Preserving Wealth, Values, and Legacy

When asked, “Have you planned your succession?”, most of the people respond with calm assurance — “Not yet. There’s still time.” Ironically, this assurance is often the first and most

Specialised Investment Funds (SIFs)

What if you want more than a mutual fund, but PMS doesn’t quite fit—either in structure, scale, or approach? As India’s investment framework continues to mature, Specialised Investment Funds (SIFs)