Silver Shines, But Does It Really Build Wealth?
Imagine planning every meal around a pickle (achar). It’s flavorful, familiar, and has been part of traditional kitchens for generations. In small amounts, it adds taste and even preserves food.
How to look at Dollar Adjusted Returns?
“As an investor holding investments in Indian markets, if my portfolio has earned an annual return of 14% over the last 10 years, but the INR has depreciated by around
Private Family Trusts: Preserving Wealth, Values, and Legacy – Part II
In our previous newsletter, we discussed the fundamentals of succession planning, the role of a Will, and how a Private Family Trust can serve as an effective vehicle for preserving
India–US Trade Deal Explained
The recently announced India–US trade deal between Prime Minister Narendra Modi and U.S. President Donald Trump marks a significant turning point in bilateral trade relations. After months of tariff uncertainty
SIP vs Lump Sum: What Really Works for Long-Term Investors
At some point in their investment journey, almost every investor asks the same question: Is SIP better, or should I invest a lump sum? Speak to enough investors and you’ll
Private Family Trusts: Preserving Wealth, Values, and Legacy
When asked, “Have you planned your succession?”, most of the people respond with calm assurance — “Not yet. There’s still time.” Ironically, this assurance is often the first and most
Specialised Investment Funds (SIFs)
What if you want more than a mutual fund, but PMS doesn’t quite fit—either in structure, scale, or approach? As India’s investment framework continues to mature, Specialised Investment Funds (SIFs)
Today’s Hero, Tomorrow’s Zero: Why Diversification Beats Prediction
Many investors keep chasing last year’s winner—but markets don’t work that way as asset classes rotate, and the top performer often changes when the environment changes. The smarter approach is
The Hidden Alpha in Avoiding Wealth Destroyers
Over the last five years, Indian equities have delivered one of the strongest wealth creation phases in history. Top 100 companies alone have added about ₹148 Lakh Crore in market
Term insurance vs. Endowment plans: A common dilemma for investors
You’ve almost certainly heard this comparison before. The agent shows you a term plan first: “Sir, you’ll pay premiums for 30 years and get nothing back if you live. Why