SIP vs Lump Sum: What Really Works for Long-Term Investors
At some point in their investment journey, almost every investor asks the same question: Is SIP better, or should I invest a lump sum? Speak to enough investors and you’ll
Private Family Trusts: Preserving Wealth, Values, and Legacy
When asked, “Have you planned your succession?”, most of the people respond with calm assurance — “Not yet. There’s still time.” Ironically, this assurance is often the first and most
Specialised Investment Funds (SIFs)
What if you want more than a mutual fund, but PMS doesn’t quite fit—either in structure, scale, or approach? As India’s investment framework continues to mature, Specialised Investment Funds (SIFs)
Today’s Hero, Tomorrow’s Zero: Why Diversification Beats Prediction
Many investors keep chasing last year’s winner—but markets don’t work that way as asset classes rotate, and the top performer often changes when the environment changes. The smarter approach is
The Hidden Alpha in Avoiding Wealth Destroyers
Over the last five years, Indian equities have delivered one of the strongest wealth creation phases in history. Top 100 companies alone have added about ₹148 Lakh Crore in market
Term insurance vs. Endowment plans: A common dilemma for investors
You’ve almost certainly heard this comparison before. The agent shows you a term plan first: “Sir, you’ll pay premiums for 30 years and get nothing back if you live. Why
Buy VS Rent : Striking Balance Between Lifestyle, Liquidity & Legacy
For years, the idea of owning a home has been deeply embedded in the Indian mindset. A house is often viewed not just as a financial asset, but as a
Why is RBI bringing its gold back?
For decades, India stored a large portion of its gold reserves in overseas vaults, mainly with the Bank of England and the Bank for International Settlements. This was common global
The cost of “Waiting For The Crash”: What investors miss when they try to time the market
One of the most surprising things I notice in investors is how emotions drive decisions. Sometimes, those emotions can work against them. When markets are rising and excitement is high,
Understanding the U.S. government shutdown and its global ripples
A U.S. government shutdown occurs when Congress fails to pass, or the President refuses to sign, appropriations bills required to fund federal operations. During such shutdowns, non-essential government services are