Smart Ways to Utilize Your Diwali Bonus

“Light a lamp of love, hope, and joy; it will burn for a lifetime.”  As we celebrate Diwali, the festival of lights, we are filled with joy and new opportunities,

Exemption vs Deduction

Every year, before you pay Income tax and file your tax returns, you avail of certain benefits that slash your tax liability. Referred to as exemptions and deductions these benefits

Habits of Successful Investors

  In the world of investing, success isn’t just about luck. While the market may fluctuate unpredictably, adhering to certain principles can significantly enhance one’s chances of achieving financial goals.

Beware of Blindly Following Influencers’ Financial Advice

Mr. Abhishek Murarka highlighted an intriguing example on Twitter involving an influencer’s investment recommendations. The influencer had tweeted in December 2020 that 40% of their disposable income was allocated to

What is the Total Expense Ratio?

The Total Expense Ratio (TER) is a fundamental metric in mutual funds, indicating a percentage of a fund’s assets that investors pay to cover various operational costs. Here’s a breakdown

Mutual Fund Taxation: Post Union Budget July 2024

*Note: Tax rate and holding period mentioned (for column “Now”) in this table are illustrative and not final. Depending on the acquisition and redemption date the tax rate and period

Achieving Financial Freedom: Lessons from Independence Day

Independence Day stirs a deep well of emotions in every Indian, evoking reflections on the nation’s journey to freedom. The Indian freedom struggle, marked by patriotism, resilience, and sacrifice, offers

Achieving Your Dreams: The Power of Goal-Based Investing

Introduction: Imagine boarding a train without knowing the destination. You’d feel uncertain about where to get off, right? Similarly, investing in the world of investments without clear financial goals can

Buying A New Immovable Property In 2024?

If you are planning to buy any Immovable property in India other than agricultural land, we have compiled some key points to be kept in mind for all resident as

3 Steps to get out of debt

Make this a priority. Debt is expensive – financially, emotionally, and mentally. It increases stress levels and anxiety. It keeps you emotionally obligated to individuals to whom you are financially