Rebalancing – Ascent Financial Solutions https://www.ascentsolutions.in Ascent Financial Solutions Pvt. Ltd. is a professionally run, SEBI registered investment advisory firm established with a single-minded objective of providing Wed, 30 Jul 2025 11:44:09 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 https://www.ascentsolutions.in/wp-content/uploads/2023/02/Favicon_Ascent-100x98.png Rebalancing – Ascent Financial Solutions https://www.ascentsolutions.in 32 32 Strategic Asset Allocation & Rebalancing: Back bone of your Portfolio-Part-2. https://www.ascentsolutions.in/strategic-asset-allocation-rebalancing-back-bone-of-your-portfolio-part-2/ https://www.ascentsolutions.in/strategic-asset-allocation-rebalancing-back-bone-of-your-portfolio-part-2/#respond Sat, 28 Feb 2015 09:13:39 +0000 http://ascentsolutions.in/wordpress/?p=1024

In may last article on Asset Allocation, I had discussed how Asset Allocation and Rebalancing of portfolio is done at periodic frequency.Now in this article I have given a back testing of the same for a period of 31/12/2006 to 31/12/2014. Let us see below, how Asset allocation and rebalancing actually works and help investors to reduce risk in their portfolio and make reasonable returns.

In below calculation I have taken an investment of Rs. 1 lac and divided it in 50% to Sensex (Equity) and 50% to Franklin India Short Term Bond Fund ( Debt) and thereafter rebalanced on a half yearly basis. Figures of the Sensex and NAV of Fund are real.

(more…)]]> https://www.ascentsolutions.in/strategic-asset-allocation-rebalancing-back-bone-of-your-portfolio-part-2/feed/ 0 Asset Allocation: Backbone of your Portfolio. https://www.ascentsolutions.in/asset-allocation-backbone-of-your-portfolio/ https://www.ascentsolutions.in/asset-allocation-backbone-of-your-portfolio/#respond Sat, 14 Feb 2015 05:34:29 +0000 http://ascentsolutions.in/wordpress/?p=996

 

In my earlier article on Risk profiling I had explained about what is Risk Profiling and how to do it? Now this article is an Effort to explain what is Asset Allocation and how it helps you.

Asset  Allocation is the process of dividing your investments among different  assets classes , such as Equity, bonds, real estate, commodities and cash, to optimize the risk/reward trade off based on an individual investor’s specific situation and goals. Normally in India investor’s directly start investing in securities without deciding what is optimum asset mix for them.

(more…)]]> https://www.ascentsolutions.in/asset-allocation-backbone-of-your-portfolio/feed/ 0